M-KOPA is a leading African fintech platform dedicated to making financing for everyday essentials accessible to 'Every Day Earners' – the tenacious entrepreneurs who form the backbone of the continent's economies. The company achieves this by combining digital micropayments with IoT (Internet-of-Things) connectivity, enabling millions of underbanked customers to access life-enhancing products and services such as smartphones, solar products, digital loans, and health insurance through flexible daily repayment plans. M-KOPA aims to redefine financial services for individuals often overlooked by traditional systems, helping them build credit histories, boost incomes, and achieve financial resilience.

M-KOPA creates financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model, striving to drive greater inclusion of women, youth, and low-income communities. Their technology has created measurable change: Connected 📱: 1.7 million first-time mobile internet users connected; Prosperous 💰: 62% of customers use M-KOPA smartphones for income generation, with 30,000+ livelihoods created for agents; Green 🌱: 2.1 million tonnes of CO2 avoided through clean energy products, with over 100,000 circular economy products provided.

The company has been named by TIME 100 as one of the world's most influential and by the Financial Times as Africa's fastest-growing for 4 consecutive years (2022-2025). M-KOPA is carbon-negative, having displaced over 2 million tonnes of emissions. They have already helped over 5 million customers access over $1.5 billion in credit, transforming lives across an entire continent.

At M-KOPA, they empower their people to own their careers through diverse development programs, coaching partnerships, and on-the-job training, supporting individual journeys with family-friendly policies, prioritising well-being, and embracing flexibility. M-KOPA employs over 3,000 staff and 30,000 sales agents across its African markets.